FSP: 15254

Life Insurance & Funeral Cover

Protecting
Life's What-Ifs

From life and funeral cover to income, education, and business protection — we help you put the right safety nets in place, without complexity or pressure.

We Hold Full Accreditation And Written Authority To Market Products From The Following Companies

Life Cover

Financial protection for your loved ones if you pass away, ensuring debts, living expenses, and future plans are taken care of.

Severe Illness Cover

Pays out a lump sum if you’re diagnosed with a serious illness, helping you focus on recovery instead of medical bills and lost income.

Disability Cover

Provides financial support if an injury or illness leaves you permanently disabled and unable to work as before.

Accident Cover

Immediate financial assistance if you’re injured, disabled, or pass away due to an accident.

Income Protection

Replaces a portion of your income if you’re temporarily unable to work due to illness or injury.

Education Protection

Ensures your children’s education continues uninterrupted, even if you can no longer provide financially.

Income Protection

Replaces a portion of your income if you’re temporarily unable to work due to illness or injury.

Business Assurance

Protects your business against financial loss if a key owner, partner, or contributor passes away or becomes disabled.

Keyman Insurance

Covers the financial impact on your business if a critical employee or leader can no longer perform their role.

Buy & Sell Insurance

Ensures business partners can buy out a deceased or disabled partner’s share without financial strain.

Funeral Cover

Provides quick financial support to cover funeral and related expenses, easing the burden on your family.

Impairment Cover

Pays out if you suffer a permanent physical impairment due to illness or injury, even if you’re still able to work.

Life Insurance &
Funeral Cover

Savings &
Investments

  • Endowments
  • Education Plans
  • Unit Trusts
  • Tax-Free Plans
  • Guaranteed Investments
  • Guaranteed Income Plan
  • Retirement Annuities
  • Preservation Funds
  • Pre-Retirement Planning
  • Post-Retirement Planning

Healthcare
.

  • Medical Aid
  • Hospital Plans
  • Primary Healthcare
  • Corporate Healthcare
  • Gap Cover

Short Term
Cover

  • Domestic Personal
  • Commercial Business
  • Hospitality
  • Trucking / Commercial
  • Goods In Transit
  • Industrial Risk
  • Contractors All Risk
  • Contractors Liability
  • Specialist Liability
  • Marine
  • Stock Throughput
  • Garage
  • Professional Indemnity
  • Environmental Liability
  • Kidnap & Ransom
  • Travel Insurance
  • Taxi / E-Hailing / Uber
  • Vaps

Fiduciary
.

  • Estate Planning
  • Wills
  • Trusts

Not Sure What You Need?

We Have Experts That Can Help!

We Have A Host of Shariah Compliant Services Available.

Financial and insurance solutions designed yo align with islamic principles, ensuring all offers are free from interest (Riba), excessive uncertainty (ghara), and unethical investments, while promoting fairness, transparency, and social responsibility.

Head Office: Suite 6, Sultan’s Centre, 204 Chatsworth Main Road, Umhlatuzana, 4092, Tel: 031 403 4405 CIPC Business Registration: 2000/058359/23 | VAT Registration: 4900223217 | Members: M.I.A Sultan, F.B Sultan, M.I Sultan

© 2026 M.I.A Sultan & Associates cc | All Rights Reserved | FSP: 15254

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